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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Excellent loan provider

Zopa were recommended to me by my brother who also had a loan. The application was very straight forward, with the decision being provided by email within an hour or two. The app is very straight forward to use, detailing all my repayments and the balance remaining on my loan. Reviewed on: 14th January 2025

Good bank.

I started using a loan from this bank and I am very satisfied with the service. Reviewed on: 14th January 2025

Excellent lender

Excellent lender no problems and easily paid back Reviewed on: 14th January 2025

Quick response, easy form filling.

Quick response, easy form filling. Reviewed on: 14th January 2025

Very professional and great customer service

Very professional and great customer service Reviewed on: 14th January 2025

Great service, very quick and easy

Great service, very quick and easy Reviewed on: 14th January 2025

Hassle free loan application and approval process mo...

Hassle free loan application and approval process money in the bank in less than a couple of hours would definitely recommend to family and friends Reviewed on: 14th January 2025

It was efficient and very professional and quite eas...

It was efficient and very professional and quite easy to follow when applying for a loan can not fault it Reviewed on: 14th January 2025

Fast and speedy response exactly what I needed at th...

Fast and speedy response exactly what I needed at the time Reviewed on: 14th January 2025

I applied for a loan which was quickly approved and...

I applied for a loan which was quickly approved and completed online. Absolutely excellent on all of the process. Reviewed on: 14th January 2025

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