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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

smooth running

X2 loans not much communication all smooth running Reviewed on: 14th January 2025

Excellent service

Both loan and credit card have been excellent, super service. The app is very easy to use and clear. I would definitely recommend Zopa to friends and relatives. After using other providers, their systems are quick, clear and easy to use Reviewed on: 14th January 2025

Fast, no hassle, same day transfer

Fast, no hassle, same day transfer Reviewed on: 14th January 2025

Simple Application Process with funds received withi...

Simple Application Process with funds received within a few hours, dealing with Zopa was a very pleasant and easy process, Well Done Zopa. Reviewed on: 14th January 2025

Easy and Quick

It was very easy to apply for a loan with a very quick response time. The documentation was easy to read (the print wasn't miniscule) and understand. The whole process was very easy from start to finish Reviewed on: 14th January 2025

Simple and straight foward when applying for a loan.

Simple and straight foward when applying for a loan. Couldn't be more happier. Reviewed on: 14th January 2025

Zopa will be my choice for a personal loan

With it being the first time using Zopa I’ve found them to be very useful with all the information provided. Reviewed on: 14th January 2025

Very fast and officiant.

Very fast and officiant. Excellent service and easy to do. Reviewed on: 14th January 2025

As kept informed all the time.

As kept informed all the time. It surprised me how simple yet secure the way the transaction was handled..Very user friendly. Thank you. Reviewed on: 14th January 2025

Superb service

Quick, easy and delivery was quick Reviewed on: 14th January 2025

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