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Zopa: Personal loan reviews

4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Superb service

5
Quick, easy and delivery was quick Reviewed on: 14th January 2025

Amazing experience

5
Amazing experience always offer the best deals and great with personalised offers. Reviewed on: 14th January 2025

Easy assistance with no pressure.

5
Easy assistance with no pressure. Reviewed on: 14th January 2025

Fast and reliable when you need a loan

5
Fast and reliable when you need a loan Reviewed on: 14th January 2025

Simple and very efficient service.

5
Simple and very efficient service, excellent communication throughout. Reviewed on: 14th January 2025

Very easy to deal with ,professional service

5
Very easy to deal with ,professional service Reviewed on: 14th January 2025

Lowering your debt outgoings

5
Applied for a loan all criteria was clearly explained quick decision, transfer of funds as directed, notice of direct debit arranged with no problems encountered.Ongoing frequent updates provided Reviewed on: 14th January 2025

Try them honestly I've not looked back since joining

5
Since joining Zopa a few years ago they've gone from strength to strength. I've never had any issues their rates are great and offers are amazing I'd recommend them highly Reviewed on: 14th January 2025

Great service easy to use

5
Great service easy to use and the app helps you manage it all easily Reviewed on: 14th January 2025

Very simple process to apply for a loan.

5
Very simple process to apply for a loan. Easy to complete on line and once accepted money very for a loan the money was very quickly put into the bank. Reviewed on: 14th January 2025

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