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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Quick and easy loan.

Quick and easy loan. All online and great app too. Reviewed on: 14th January 2025

Easy to navigate website.

Easy to navigate website. Good interest rates and prompt response on decision...then able to take out 2nd loan with ease and piece of mind. Reviewed on: 14th January 2025

Excellent website with great information

Excellent website with all the information ready and available to find. Customer services always on hand for clarification if needed. No need to talk to a person when taking out the loan, all done through the website Reviewed on: 14th January 2025

They did what they said they would

They did what they said they would Reviewed on: 14th January 2025

Service was very easy to use.

Service was very easy to use. Instant decision and the money was in my account almost immediately. Perfect in every way. Reviewed on: 14th January 2025

Easy and Quick !

Easy straight forward application. Reviewed on: 14th January 2025

Easy to set up and even easier to manage

Easy to set up and even easier to manage Reviewed on: 14th January 2025

Zopa are different from other banks.

Zopa are different from other banks. Their communication is clear, plain, friendly and warm. It leaves the feeling that they genuinely value their customers! Reviewed on: 14th January 2025

Great service like the fact you can say extra and it...

Great service like the fact you can pay extra and it will reduce the interest of overall loan long term :-) Reviewed on: 14th January 2025

It was a simple seamless process and very quick

It was a simple seamless process and very quick Reviewed on: 14th January 2025

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