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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Fast and friendly service;straightforward process.

Fast and friendly service;straightforward process.. Agent who called was very courteous, helpful and prompt. Reviewed on: 14th January 2025

Good all round value.

Good all round value. Interest rates very competitive Reviewed on: 14th January 2025

Great service and excellent customer support

Great service and excellent customer support Reviewed on: 14th January 2025

Recommend to me via my credit scoring site it was ve...

Recommend to me via my credit scoring site it was very easy to source and sort and I love the app so I can look at my loan at any time Reviewed on: 14th January 2025

Fast efficient and reliable service.

Fast efficient and reliable service. Totally hassle free Reviewed on: 14th January 2025

Extremely easy to navigate website and app keeping y...

Extremely easy to navigate website and app keeping you on track with your credit and open about improved rates where possible. Reviewed on: 14th January 2025

Zopa Feedback

Zopa have always been helpful and responsive Reviewed on: 14th January 2025

Easy to apply and really quick decision.

Easy to apply and really quick decision. Reviewed on: 14th January 2025

Couldn't of asked for more, 5 out 5 service

they met my needs when i needed help, it was a simple easy to use application, the advice i got was easy to understand, if it wasn't good for my financial situation they wouldn't be afraid to say no, very pleased and happy, all round 5 out of 5 service. Reviewed on: 14th January 2025

Easy to use, no problems.

Easy to use, no problems.. app is good and user friendly Reviewed on: 14th January 2025

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