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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Very easy to apply and great rates and straight int...

Very easy to apply and great rates and straight into the bank. Reviewed on: 14th January 2025

Quick and easy

Quick and easy and very reliable Reviewed on: 14th January 2025

Taking out the loan was so easy.

Taking out the loan was so easy. I’m not good at technology but was able to do it in my own. They update me regularly to let me know better deals available. Very happy with service. Reviewed on: 14th January 2025

Very good service and very good customer service al...

Very good service and very good customer service all in all excellent Reviewed on: 14th January 2025

Very simple and pleasant experience.

Very simple and pleasant experience. Reviewed on: 14th January 2025

We couldn’t get accepted anywhere but Zopa have chan...

We couldn’t get accepted anywhere but Zopa have changed things for us. We got a great APR and debt managements became easier. Absolutely 5*. Money in our account in minutes and an easy repayment system too. Reviewed on: 14th January 2025

The process of applying was so quick and easy.

The process of applying was so quick and easy. Funds were available within the hour Reviewed on: 14th January 2025

Awesome provider, I’m very satisfied with zopa

Awesome provider, I’m very satisfied with zopa Reviewed on: 14th January 2025

Personal loan application

Applied for loan quick decision and money in bank same day Reviewed on: 14th January 2025

Excellent

Clear & concise, good app, that lets you know all the information you need. Reviewed on: 14th January 2025

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