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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

The Zopa loan application was a breeze.

The Zopa loan application was a breeze. Cash was in my bank within 2 minutes after applying. Very good service all round. Reviewed on: 14th January 2025

Hassle Free loan

Was struggling to get a loan at a reasonable rate, Zopa provided a great deal, and my loan got approved the same day Reviewed on: 14th January 2025

We applied for a loan and were accepted quickly with...

We applied for a loan and were accepted quickly with a reasonable APR Reviewed on: 14th January 2025

Paul zopa

Was well explain about the service and help giving to prepare me for the loan Reviewed on: 14th January 2025

It was a quick and easy process dealing with Zopa, f...

It was a quick and easy process dealing with Zopa, from initial application to receiving the funds only took an hour. Reviewed on: 14th January 2025

Excellent and very clear service

Excellent and very clear service Reviewed on: 14th January 2025

Applied for a loan in seconds and once the applicati...

Applied for a loan in seconds and once the application was complete and successful the money was my account within ten minutes Reviewed on: 14th January 2025

Zopa are the best loan company i have ever used, eas...

Zopa are the best loan company i have ever used, easy to fill in forms very helpful and extremely accommodating. Can't fault them in any way Reviewed on: 14th January 2025

Excellent service.

Easy application process and fast decision. Whole process was straightforward. Reviewed on: 14th January 2025

Very easy to apply and great rates and straight int...

Very easy to apply and great rates and straight into the bank. Reviewed on: 14th January 2025

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