Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

View other Zopa products

4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69083)

Speedy service

Searched online, submitted an application and received an answer very quickly. Money was in my bank within a short period, and the car was bought without any drama. Reviewed on: 14th January 2025

Good customer relationship, smooth and easy loan pro...

Good customer relationship, smooth and easy loan process. No hidden fee or charge. Good follow up after loan approval. Reviewed on: 14th January 2025

Easy to arrange.

Easy to arrange. Clear communication. Good app, easy to use. Good rates. Reviewed on: 14th January 2025

All good .

All good .easy to arrange over Internet. Easy to set up monthly payments.on a date that was suitable for me Reviewed on: 14th January 2025

Found zopa on clear score while looking for an affor...

Found zopa on clear score while looking for an affordable loan to purchase an anniversary present. Really appreciated how easy it was to apply and get. Payments are reasonable and you get helpful reminders. Overall really happy with Zopa. Reviewed on: 14th January 2025

Very straightforward at a difficult time.

Very straightforward at a difficult time. Reviewed on: 14th January 2025

Great customer service and easy application process...

Great customer service and easy application process for the loan I applied for. Straight forward process and easy steps to follow Reviewed on: 14th January 2025

I applied for loan and money was in my account in fe...

I applied for loan and money was in my account in few minutes. So easy. Reviewed on: 14th January 2025

Seemless process from start to finish

Seemless process from start to finish, site easy to navigate and whole procedure hassle free. Reviewed on: 14th January 2025

Excellent service and very good low interest loans

Excellent service and very good low interest loans Reviewed on: 14th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Balmoral Financial 0.00 from 0 reviews
Personal Loan
from Citrus Loans 2.33 from 3 reviews
Loans
from Penny Post Credit Union 4.89 from 663 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub