Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Good customer relationship, smooth and easy loan pro...

Good customer relationship, smooth and easy loan process. No hidden fee or charge. Good follow up after loan approval. Reviewed on: 14th January 2025

Easy to arrange.

Easy to arrange. Clear communication. Good app, easy to use. Good rates. Reviewed on: 14th January 2025

All good .

All good .easy to arrange over Internet. Easy to set up monthly payments.on a date that was suitable for me Reviewed on: 14th January 2025

Found zopa on clear score while looking for an affor...

Found zopa on clear score while looking for an affordable loan to purchase an anniversary present. Really appreciated how easy it was to apply and get. Payments are reasonable and you get helpful reminders. Overall really happy with Zopa. Reviewed on: 14th January 2025

Very straightforward at a difficult time.

Very straightforward at a difficult time. Reviewed on: 14th January 2025

Great customer service and easy application process...

Great customer service and easy application process for the loan I applied for. Straight forward process and easy steps to follow Reviewed on: 14th January 2025

I applied for loan and money was in my account in fe...

I applied for loan and money was in my account in few minutes. So easy. Reviewed on: 14th January 2025

Seemless process from start to finish

Seemless process from start to finish, site easy to navigate and whole procedure hassle free. Reviewed on: 14th January 2025

Excellent service and very good low interest loans

Excellent service and very good low interest loans Reviewed on: 14th January 2025

Excellent service and transparency

It was really easy getting a personalised quote online for the amount I wanted without affecting my credit score. Zopa were very helpful and provided everything I needed to go ahead with the loan with a great APR too! Reviewed on: 14th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Cambrian Credit Union 4.85 from 112 reviews
Personal loan
from thisbank 4.94 from 700 reviews
Payday loan (discontinued)
from Ferratum (inactive company) 4.88 from 1473 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.88 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub