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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Great online banking services that offers the right...

Great online banking services that offers the right product for everyday financing needs Reviewed on: 14th January 2025

I needed a loan and zopa was on hand to help me out,...

I needed a loan and zopa was on hand to help me out, very professional and good communication Reviewed on: 14th January 2025

Easy to deal with And that is worth paying for...

Easy to deal with And that is worth paying for Reviewed on: 14th January 2025

It was quick , very fast.

It was quick , very fast. Got a call and answered all questions and I was credited Reviewed on: 14th January 2025

The process was easy to do and the loan was put stra...

The process was easy to do and the loan was put straight into your bank account Reviewed on: 14th January 2025

Quick and easy process with prompt service

Quick and easy process with prompt service Reviewed on: 14th January 2025

Had great services and well communication to they cu...

Had great services and well communication to they customers Reviewed on: 14th January 2025

Amazing to get loans from.

Amazing to get loans from. And c Reviewed on: 14th January 2025

Zopa offered me the best rates and provided quick an...

Zopa offered me the best rates and provided quick and easy processing. A feature I like are the easy steps to pay off loans quickly and without penalty. Reviewed on: 14th January 2025

Very straight forward and efficient

Very straight forward and efficient Reviewed on: 14th January 2025

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