Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

View other Zopa products

4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69083)

Excellent fast service, all enquiries answered promp...

Excellent fast service, all enquiries answered promptly. Reviewed on: 14th January 2025

Quick and easy process.

Quick and easy process. No hassles. Dashboard is easy to use also. Reviewed on: 14th January 2025

Applied for personal loan and was satisfied with exp...

Applied for personal loan and was satisfied with experience Reviewed on: 14th January 2025

Easy to understand and pay enxtra

Easy to understand and pay enxtra Reviewed on: 14th January 2025

So easy and quick !

So easy and quick !! - Applied on app and money was in bank 10 minutes later - so easy to use the app and see exactly what you are getting . Reviewed on: 14th January 2025

I cannot thank Zopa for a wonderful experience both...

I cannot thank Zopa for a wonderful experience both with personal loans and credit card. Reviewed on: 14th January 2025

Efficient, quick service.

Efficient, quick service. Clear to understand and navigate around the app. Reviewed on: 14th January 2025

They are brill

Excellent interaction and cooperation, a definite to use in the future, I recommend to anyone. Reminds me every month my payment is due. Reviewed on: 14th January 2025

Zopa review

Easy to apply very professional. Reviewed on: 14th January 2025

very easy transaction and a pleasure to deal with ,...

very easy transaction and a pleasure to deal with , also when calling for advice etc they have always been very helpful Reviewed on: 14th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from Loansathome4u (inactive company) 3.00 from 1 reviews
Payday loan (discontinued)
from Credio (inactive company) 0.00 from 0 reviews
Personal Loan
from 1st Class Credit Union 4.02 from 23 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub