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Zopa: Personal loan reviews

4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Smooth transaction quick decision on product

5
Smooth transaction quick decision on product Reviewed on: 14th January 2025

Excellent customer service.

5
Excellent customer service. Everything I need to know about my loan, records, statements etc & keeping me up to date it’s there to be seen by logging on my Zopa app account Reviewed on: 14th January 2025

Very efficient service, would highly recommend Zopa.

5
Very efficient service, would highly recommend Zopa. Reviewed on: 14th January 2025

Easy peasy

5
Everything thing is bso easy to do and so helpful Reviewed on: 14th January 2025

so easy about use of loan

5
zopa issued a loan with very little questions, ease of use on the platform was brilliant. no complaints Reviewed on: 14th January 2025

Very quick and easy to understand.

5
Very quick and easy to understand. Very professional. Reviewed on: 14th January 2025

Great customer service

5
Applying for the loan was easy and the customer service and experience was great. Reviewed on: 14th January 2025

Simple process, staff really helpful.

5
Simple process, staff really helpful. Reviewed on: 14th January 2025

Very helpful company easy to use

5
Very helpful company easy to use Reviewed on: 14th January 2025

So easy to apply and was in your bank instantly I wo...

5
So easy to apply and was in your bank instantly I would definitely always make them my first point of call for a loan Reviewed on: 14th January 2025

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