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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Quick and easy process.

Quick and easy process. No hassles. Dashboard is easy to use also. Reviewed on: 14th January 2025

Applied for personal loan and was satisfied with exp...

Applied for personal loan and was satisfied with experience Reviewed on: 14th January 2025

Easy to understand and pay enxtra

Easy to understand and pay enxtra Reviewed on: 14th January 2025

So easy and quick !

So easy and quick !! - Applied on app and money was in bank 10 minutes later - so easy to use the app and see exactly what you are getting . Reviewed on: 14th January 2025

I cannot thank Zopa for a wonderful experience both...

I cannot thank Zopa for a wonderful experience both with personal loans and credit card. Reviewed on: 14th January 2025

Efficient, quick service.

Efficient, quick service. Clear to understand and navigate around the app. Reviewed on: 14th January 2025

They are brill

Excellent interaction and cooperation, a definite to use in the future, I recommend to anyone. Reminds me every month my payment is due. Reviewed on: 14th January 2025

Zopa review

Easy to apply very professional. Reviewed on: 14th January 2025

very easy transaction and a pleasure to deal with ,...

very easy transaction and a pleasure to deal with , also when calling for advice etc they have always been very helpful Reviewed on: 14th January 2025

Smooth transaction quick decision on product

Smooth transaction quick decision on product Reviewed on: 14th January 2025

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