Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

View other Zopa products

4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69083)

The application process was very easy which is refre...

The application process was very easy which is refreshing in this hi tech world. Reviewed on: 14th January 2025

Great company excellent customer service

A banner popped saying I was eligible for a loan as I already had a credit card I clicked on to accept and money was in my account with in a minute of accepting I have not had any issues at all with the way it was handled Reviewed on: 14th January 2025

Personal loan

Applying for the loan was quick and easy, The money was in my bank account within 2 hours of being accepted. Reviewed on: 14th January 2025

Easy and quick application x express answer and pay...

Easy and quick application x express answer and pay to a account Reviewed on: 14th January 2025

I have had a credit card and two l8ans from zopa, ex...

I have had a credit card and two l8ans from zopa, excellent company.. great on all aspects Reviewed on: 14th January 2025

Satisfied without a doubt

Very helpful. Understood why i need the loan after a rogue trader took all my money and left me with a shell for a bathroom. That i need to get sorted. Reviewed on: 14th January 2025

Easy to apply and very quick response

Easy to apply and very quick response Reviewed on: 14th January 2025

Zopa have been clear and great at explaining what an...

Zopa have been clear and great at explaining what and how they help me. From advise to finalising the paperwork, everything went fast and is still the best loan set up I have ever done to date. MP Reviewed on: 14th January 2025

Hassle free great rates and great app never had a pr...

Hassle free great rates and great app never had a problem in 10 years Reviewed on: 14th January 2025

Great experience

Quick and easy application,quick response. Website easy to navigate. Reviewed on: 14th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Logbook Loan
from Car Cash Point 4.72 from 289 reviews
Loans (discontinued)
from National Fire Savers Credit Union (inactive company) 1.00 from 1 reviews
Personal Loans
from Conduit 4.82 from 353 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub