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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Everything is straight forward .

Everything is straight forward . So easy to understand. Reviewed on: 14th January 2025

First Class Performance

Easy application and quick and easy decision…first class Reviewed on: 14th January 2025

When I make a payment it’s quick and easy

When I make a payment it’s quick and easy Reviewed on: 14th January 2025

Easy to use, great app, not much paperwork

Easy to use, great app, not much paperwork Reviewed on: 14th January 2025

Very quick and seamless experience

Very quick and easy. Seamless experience. Reviewed on: 14th January 2025

Very fast to give decisions.

Very fast to give decisions. Interest rates are low and good. I have never had a bad experience with ZOPA Reviewed on: 14th January 2025

Very easy to understand and apply for loan.

Very easy to understand and apply for loan. Prompt answer and m9ney was very quickly paid into my bank account Reviewed on: 14th January 2025

Always helpful money Always quick n easy

Always helpful money Always quick n easy Reviewed on: 14th January 2025

A really stress free, friendly service

A really stress free, friendly and professional service was provided with great value on my loan. Reviewed on: 14th January 2025

Always come to Zopa first for any loans, myself and...

Always come to Zopa first for any loans, myself and my wife have loans with Zopa and will continue to use Zopa. Reviewed on: 14th January 2025

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