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Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

A really stress free, friendly service

5
A really stress free, friendly and professional service was provided with great value on my loan. Reviewed on: 14th January 2025

Always come to Zopa first for any loans, myself and...

5
Always come to Zopa first for any loans, myself and my wife have loans with Zopa and will continue to use Zopa. Reviewed on: 14th January 2025

Really easy system to follow and the app is great to...

5
Really easy system to follow and the app is great to use. Reviewed on: 14th January 2025

Good service all round

5
Good service both on line and by phone. Sensible rates of interest and easy to apply Reviewed on: 14th January 2025

Excellent customer service.

5
Excellent customer service. From start to finish no issues at all very stress free . Reviewed on: 14th January 2025

Very user friendly and easy to understand

5
Very user friendly and easy to understand Reviewed on: 14th January 2025

Really really good.

5
Really really good.only one hour time I received the money on my bank account.quick and fast Reviewed on: 14th January 2025

The Loan Process that is suits your needs

5
The process of applying for the loan was simple and straightforward. The questions where clear and the assessment as to whether you qualified for the loan or not was quick and fast. The questions helps you to tailor loan to your afford ability and needs. Reviewed on: 14th January 2025

Very good customer service and

5
Very easy to complete the application form and very good customer service Reviewed on: 14th January 2025

Processed my application quickly and professionally.

4
Processed my application quickly and professionally. Reviewed on: 14th January 2025

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