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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Brill service

Got a loan a couple of years ago, still paying it off at present, never had issues, the app is so easy to work out and you can find everything you need on there. The APR at the time was spot on as well. Quick and easy to get. Reviewed on: 11th April 2024

Great experience from the outset.

Easy to understand & follow steps for application. Super speedy process from start to finish. Quick decision & money available almost instantly. Also love their app - Much easier to use than many others & pleasing on the eye. Reviewed on: 11th April 2024

5 star company

Friendly staff, always point out other ways to save and improve financial situations. Very easy to use app and very quick at responding to emails texts etc. Reviewed on: 11th April 2024

Zopa have a very straightforward application process...

Zopa have a very straightforward application process and sent the funds very quickly after acceptance. The app is very easy to use as well. Reviewed on: 11th April 2024

Fast easy experience,

Fast easy experience, from start to finish great user friendly app that keeps everything transparent Reviewed on: 11th April 2024

Great Loan

The application and decision process was quick, fast and easy. Was really easy to apply. I didn't have to provide lots of information and my money was available straight away once the decision had been made. Reviewed on: 11th April 2024

Easy application process, great on line account and...

Easy application process, great on line account and money received timely Reviewed on: 11th April 2024

Super quick loan application.

The process of applying for a loan, being accepted and receiving the money in my account was easy and super quick. I read the reviews about zopa before applying for a loan and I knew that it was the right company for me. They didn't disappoint! Reviewed on: 11th April 2024

Loans great interest and easy to use

Great experience with Zopa it was super easy to set up a loan it was all done over my mobile ! Only issue with them is that it was very hard to change my address when I moved ! Of all the address changes Zopa was one of the hardest !! Reviewed on: 11th April 2024

Quick and easy process to obtain a loan.

Quick and easy process to obtain a loan. Regular emails regarding payments and amount owing. Reviewed on: 11th April 2024

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