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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Fast and efficient.

Fast and efficient. The loan was sorted very quickly. Reviewed on: 11th April 2024

Alway prompt answer about product, quick and smooth...

Alway prompt answer about product, quick and smooth transactions Reviewed on: 11th April 2024

Very clear information on application and great supp...

Very clear information on application and great support, without any unnecessary details needed, just the essential facts. Reviewed on: 11th April 2024

Efficient and easy to use.

Efficient and easy to use. The process was straightforward and was kept informed of the various processes Reviewed on: 11th April 2024

So easy to set up, how automated should be

So easy to set up, don't normally like automated service but this one works exactly and easily as it should, no problem Reviewed on: 11th April 2024

Everything is quick and easy.

Everything is quick and easy. The app is easy to navigate. Also friendly Reviewed on: 11th April 2024

Always been happy

I've used zopa for many years and they have always been happy with there services Reviewed on: 11th April 2024

Very Efficient and proffessional

Very Efficient and proffessional Reviewed on: 11th April 2024

Personal loan that is made so easy

You know you’re eligible before you apply. Doesn’t harm your credit rating. Funds are transferred the same day and it’s so easy to make extra repayments if you can afford to do so Reviewed on: 11th April 2024

Unrivalled quick and efficient service !

Excellent service ,intuitive on-line application process ensures a totally stress free customer experience.After filling in the required details the approval process was swift and efficient. MONEY WAS TRANSFERRED IN MINUTES. The ZOPA app makes it easy to track progress of the loan and you can liaise directly with ZOPA through the app in case of any questions. Couldn’t ask for anything more ! Reviewed on: 11th April 2024

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