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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Fast and efficient sorted out within minutes

Fast and efficient sorted out within minutes Reviewed on: 15th April 2026

Excellent service, easy to use.

Excellent service, easy to use. Would highly recommended Reviewed on: 15th April 2026

I’ve had 2 loans through Zopa, both have been simple...

I’ve had 2 loans through Zopa, both have been simple to apply for, managing the loans have been super easy and the second loan enable me to clear the first and reduce my interest rate. Reviewed on: 15th April 2026

Always excellent Service

I have used Zopa multiple times and they have always been fast, fair and excellent to deal with. I recommend them Reviewed on: 15th April 2026

Reliable and convenient

Money is always available when I need it, APR is low as well. Reviewed on: 15th April 2026

Service was excellent fast payment definitely recomm...

Service was excellent fast payment definitely recommend Reviewed on: 15th April 2026

Straightforward no messing good experience, money in...

Straightforward no messing good experience, money in my account quickly Reviewed on: 15th April 2026

Ease of use

Ease of use decisions and money paid quickly Reviewed on: 15th April 2026

Loan application was simple and quick.

Loan application was simple and quick. I was kept up to date through the app. Zopa called to ask further questions, they were polite and efficient. First class service! Reviewed on: 15th April 2026

Always easy to get what I want.

Always easy to get what I want. Everything is good to read on the app. From application to money in the bank once accepted take all but minutes then yiur ready to buy your special thing you need. Always use Zopa for my money decision. Reviewed on: 15th April 2026

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