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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

It was quick, efficient, appropriate amount of secur...

It was quick, efficient, appropriate amount of security Reviewed on: 15th April 2026

Brilliant service

Friendly efficient great rates perfect Reviewed on: 15th April 2026

Zopa are an excellent provider.

Zopa are an excellent provider. The process was extremely slick and I would highly recommend their services. Reviewed on: 15th April 2026

Absolutely Amazing.

Amazing. The money was transferred to me immediately and the app is a God send. Easy to track expenditure, giving me peace of mind everyday. Reviewed on: 15th April 2026

Fast and very friendly service from start to finish.

Fast and very friendly service from start to finish. Reviewed on: 15th April 2026

I really liked the fact that I applied for a loan an...

I really liked the fact that I applied for a loan and you were very quick at responding and crediting funds to my account. Reviewed on: 15th April 2026

Easy no nonsense personal loan...

Applied for a personal loan, approved within minutes and the money in my account within a few clicks! Reviewed on: 15th April 2026

Excellent.I recommend with confidence.

My personal experience with Zopa was excellent. The process of obtaining the loan was simple and efficient. Reviewed on: 15th April 2026

Authorised and deposited loan amount within minutes

Authorised and deposited loan amount within minutes Reviewed on: 15th April 2026

Zopa! Why would you go elsewhere

Zopa helping secure a loan and car finance agreement to best match my credit score! I’ve only had to contact Zopa setting up finance agreement, which was fast but also informative! I’ve not had to contact Zopa otherwise, repayments are with ease choosing your own dates to suit you. I will use them again for sure Reviewed on: 15th April 2026

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