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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Easy and quick!

I found the whole experience very straightforward and easy and no complicated forms to fill out. Very customer friendly and easy. I would definitely recommend Zopa! Reviewed on: 15th April 2026

Bad experience sent extra payment of £150 got lost i...

Bad experience sent extra payment of £150 got lost in ether Reviewed on: 15th April 2026

Fast and efficient sorted out within minutes

Fast and efficient sorted out within minutes Reviewed on: 15th April 2026

Excellent service, easy to use.

Excellent service, easy to use. Would highly recommended Reviewed on: 15th April 2026

I’ve had 2 loans through Zopa, both have been simple...

I’ve had 2 loans through Zopa, both have been simple to apply for, managing the loans have been super easy and the second loan enable me to clear the first and reduce my interest rate. Reviewed on: 15th April 2026

Always excellent Service

I have used Zopa multiple times and they have always been fast, fair and excellent to deal with. I recommend them Reviewed on: 15th April 2026

Reliable and convenient

Money is always available when I need it, APR is low as well. Reviewed on: 15th April 2026

Service was excellent fast payment definitely recomm...

Service was excellent fast payment definitely recommend Reviewed on: 15th April 2026

Straightforward no messing good experience, money in...

Straightforward no messing good experience, money in my account quickly Reviewed on: 15th April 2026

Ease of use

Ease of use decisions and money paid quickly Reviewed on: 15th April 2026

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