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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Loan application was simple and quick.

Loan application was simple and quick. I was kept up to date through the app. Zopa called to ask further questions, they were polite and efficient. First class service! Reviewed on: 15th April 2026

Always easy to get what I want.

Always easy to get what I want. Everything is good to read on the app. From application to money in the bank once accepted take all but minutes then yiur ready to buy your special thing you need. Always use Zopa for my money decision. Reviewed on: 15th April 2026

It was quick, efficient, appropriate amount of secur...

It was quick, efficient, appropriate amount of security Reviewed on: 15th April 2026

Brilliant service

Friendly efficient great rates perfect Reviewed on: 15th April 2026

Zopa are an excellent provider.

Zopa are an excellent provider. The process was extremely slick and I would highly recommend their services. Reviewed on: 15th April 2026

Absolutely Amazing.

Amazing. The money was transferred to me immediately and the app is a God send. Easy to track expenditure, giving me peace of mind everyday. Reviewed on: 15th April 2026

Fast and very friendly service from start to finish.

Fast and very friendly service from start to finish. Reviewed on: 15th April 2026

I really liked the fact that I applied for a loan an...

I really liked the fact that I applied for a loan and you were very quick at responding and crediting funds to my account. Reviewed on: 15th April 2026

Easy no nonsense personal loan...

Applied for a personal loan, approved within minutes and the money in my account within a few clicks! Reviewed on: 15th April 2026

Excellent.I recommend with confidence.

My personal experience with Zopa was excellent. The process of obtaining the loan was simple and efficient. Reviewed on: 15th April 2026

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