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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent

Very efficient and helpful , quick and easy Reviewed on: 15th April 2026

Straight forward application.

Straight forward application. Money paid through straight away. Reviewed on: 15th April 2026

Initially account was easy to set up and used which...

Initially account was easy to set up and used which lead to being offered a loan, which again was easily applied for and granted. Overall, very satisfied at service. Reviewed on: 15th April 2026

Loan deals

Great customer service and when you pay off your loan early it’s really easy and a great deal too Reviewed on: 15th April 2026

Great Bank

Really good bank with a good app Reviewed on: 15th April 2026

Very efficient & friendly bank to deal with.

Very efficient & friendly bank to deal with. Totally customer focused. Great app. Reviewed on: 15th April 2026

Everything is really clear and accessible.

Everything is really clear and accessible. The app makes it so easy to manage my loan and also apply for other loans with better interest Reviewed on: 15th April 2026

Great company, staff helpful and easy to navigate App

Great company, staff helpful and easy to navigate App Reviewed on: 15th April 2026

Excellent company very helpful

I have had nothing but a positive experience with Zopa always been helpful Reviewed on: 15th April 2026

The best!

Easy process and funds arrived immediately Reviewed on: 15th April 2026

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