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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Authorised and deposited loan amount within minutes

Authorised and deposited loan amount within minutes Reviewed on: 15th April 2026

Zopa! Why would you go elsewhere

Zopa helping secure a loan and car finance agreement to best match my credit score! I’ve only had to contact Zopa setting up finance agreement, which was fast but also informative! I’ve not had to contact Zopa otherwise, repayments are with ease choosing your own dates to suit you. I will use them again for sure Reviewed on: 15th April 2026

convenient.

Very friendly and easy to use, plus so very convenient. Reviewed on: 15th April 2026

Love the App, easy to use and navigate and offers gr...

Love the App, easy to use and navigate and offers great advice and opportunities without costing a lot Reviewed on: 15th April 2026

I have found that Zopa keep you updated to date with...

I have found that Zopa keep you updated to date with when your payments are due . I use the app to keep myself updated on my Zopa account and I find the app easy to use. Reviewed on: 15th April 2026

Great company, would recommend.

I find the Zopa app easy to use and love the different products available. Reviewed on: 15th April 2026

Easy and fast credit.

Easy and fast credit. First time I borrow credit by Zopa and I am really happy. Reviewed on: 15th April 2026

Zopa bank

The web site is easy to work with and easy to understand would definitely recommend. Reviewed on: 15th April 2026

When i needed help zopa wear there the stress of the...

When i needed help zopa wear there the stress of the day and traying to sort my finances onest and fast Reviewed on: 15th April 2026

zopa awesome

Zopa is awesome and the app keeps everything you need Reviewed on: 15th April 2026

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