Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

The staff knew there product and

The staff knew there product and Reviewed on: 15th April 2026

Easy, quick, inexpensive loans.

Easy, quick, inexpensive loans. I have never had issues when borrowing from Zopa. Reviewed on: 15th April 2026

Quick decision and efficient admin.

Quick decision and efficient admin. Good app. Reviewed on: 15th April 2026

It was very easy to navigate on the app.

It was very easy to navigate on the app. Absolutely love this app! It's so intuitive. There was a quick answer straight away. And the money was in my account really quick. Highly recommended. Reviewed on: 15th April 2026

fantastic experience

fantastic experience, I will recommend it. Reviewed on: 15th April 2026

Excellent customer service to date

Excellent customer service to date Reviewed on: 15th April 2026

Fantastic, personable customer service

Fantastic, personable customer service Reviewed on: 15th April 2026

Needed a loan to help pay for a water leak and it wa...

Needed a loan to help pay for a water leak and it was a stress free process Reviewed on: 15th April 2026

Excellent

Great server all going really easy to usr Reviewed on: 15th April 2026

Excellent site and good rates!

So easy to navigate the site to find exactly what you are looking for. Good rates and quick decisions and easy to use the app to manage your account. Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from M for Money Credit Union 4.93 from 58 reviews
Personal Loan
from TSB 3.32 from 22 reviews
Payday loan (discontinued)
from MPP Money (inactive company) 2.64 from 4 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub