Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

Excellent

Very efficient and helpful , quick and easy Reviewed on: 15th April 2026

Straight forward application.

Straight forward application. Money paid through straight away. Reviewed on: 15th April 2026

Initially account was easy to set up and used which...

Initially account was easy to set up and used which lead to being offered a loan, which again was easily applied for and granted. Overall, very satisfied at service. Reviewed on: 15th April 2026

Loan deals

Great customer service and when you pay off your loan early it’s really easy and a great deal too Reviewed on: 15th April 2026

Great Bank

Really good bank with a good app Reviewed on: 15th April 2026

Very efficient & friendly bank to deal with.

Very efficient & friendly bank to deal with. Totally customer focused. Great app. Reviewed on: 15th April 2026

Everything is really clear and accessible.

Everything is really clear and accessible. The app makes it so easy to manage my loan and also apply for other loans with better interest Reviewed on: 15th April 2026

Great company, staff helpful and easy to navigate App

Great company, staff helpful and easy to navigate App Reviewed on: 15th April 2026

Excellent company very helpful

I have had nothing but a positive experience with Zopa always been helpful Reviewed on: 15th April 2026

The best!

Easy process and funds arrived immediately Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Drafty 4.45 from 216 reviews
Personal loan
from Kroo 4.81 from 201 reviews
Payday Loan
from Cash Converters 4.21 from 6 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub