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Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Brilliant

5
I have but only dealt with Zopa online when applying for loans and credit card and they have have very efficient. Reviewed on: 18th January 2026

Quick and easy application, money was in my bank wit...

5
Quick and easy application, money was in my bank within 20 minutes of applying. The app is easy and friendly to use. Customer service is excellent! Reviewed on: 18th January 2026

Friendly finance

5
Everything was so quick and stress free. Their website is easy to understand. Reviewed on: 18th January 2026

Fantastic Company

5
Great company to deal with - efficient and transparent. Reviewed on: 18th January 2026

Zopa loan.

5
Easy to apply for loan,good money value for short or long term. Reviewed on: 18th January 2026

A very quick and easy process offered at a great rat...

5
A very quick and easy process offered at a great rate, with easy to understand instructions Reviewed on: 18th January 2026

Excellent company!!

5
The Zopa app is excellent, very informative and keeps you upto date with all their products and also any further loan options available. Reviewed on: 18th January 2026

Flawless expierence from start to finish , excellent...

5
Flawless expierence from start to finish , excellent expierence . I will definetly use Zopa again in the future. Reviewed on: 18th January 2026

Simple transaction.

5
Getting my loan accepted and paid was a simple affair. A rare thing indeed these days. Reviewed on: 18th January 2026

Great bank for personal loan.

5
Great bank for personal loan. Helpful and great customer service. They have a great app for login accounts Reviewed on: 18th January 2026

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