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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Excellent company very helpful

I have had nothing but a positive experience with Zopa always been helpful Reviewed on: 15th April 2026

The best!

Easy process and funds arrived immediately Reviewed on: 15th April 2026

The staff knew there product and

The staff knew there product and Reviewed on: 15th April 2026

Easy, quick, inexpensive loans.

Easy, quick, inexpensive loans. I have never had issues when borrowing from Zopa. Reviewed on: 15th April 2026

Quick decision and efficient admin.

Quick decision and efficient admin. Good app. Reviewed on: 15th April 2026

It was very easy to navigate on the app.

It was very easy to navigate on the app. Absolutely love this app! It's so intuitive. There was a quick answer straight away. And the money was in my account really quick. Highly recommended. Reviewed on: 15th April 2026

fantastic experience

fantastic experience, I will recommend it. Reviewed on: 15th April 2026

Excellent customer service to date

Excellent customer service to date Reviewed on: 15th April 2026

Fantastic, personable customer service

Fantastic, personable customer service Reviewed on: 15th April 2026

Needed a loan to help pay for a water leak and it wa...

Needed a loan to help pay for a water leak and it was a stress free process Reviewed on: 15th April 2026

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