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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

No hassles and easy to deal business.

5
No hassles and easy to deal business. Reviewed on: 18th January 2026
Jek's avatar
Jek

A good place to help you

5
I have been notified constantly. Easy to apply for and make payments too. I would certainly use Zopa again. It has not made me feel ashamed at having to apply for a loan and consider it just a normal thing to do. Reviewed on: 18th January 2026
Anne H's avatar
Anne H

The Zopa website was easy to navigate and use the pr...

5
The Zopa website was easy to navigate and use the process was very quick and professional, the requirements of the company shows they have an excellent informative and caring policy regarding ethics and the suitability of an individual's loan needs and affordability. Due care and attention was present all the way through the online application process. Reviewed on: 18th January 2026
Debbie's avatar
Debbie

everything just super.

5
everything just super. went without a hitch Reviewed on: 18th January 2026
Andy A's avatar
Andy A

Easy to deal with, with excellent customer service a...

5
Easy to deal with, with excellent customer service and support. Accurate and honest feedback. Money in my account the same day! Reviewed on: 18th January 2026
Daniel C's avatar
Daniel C

Fast and reliable

5
I applied for a loan on the day I had to pay my rent. I had been ill for quite a long period, for several months, and I didn’t know about Universal Credit. When I eventually applied, it was too late — appointments and interview dates were scheduled two months ahead. I needed money that very day, and I received it. THANK YOU, ZOPA. Reviewed on: 18th January 2026
Cosmin Lupascu's avatar
Cosmin Lupascu

Great experience and good company to work with

5
Great experience and good company to work with Reviewed on: 18th January 2026
Doughnut's avatar
Doughnut

Fast and reliable

5
Fast, reliable and excellent services. Reviewed on: 18th January 2026
Afua K's avatar
Afua K

I got Zopa during the most important period for me a...

5
I got Zopa during the most important period for me and ever since then I have never had single bad experiences with them. On top of that it helped me get the simple loan to pay off something urgently in need with no problems. Thank you Zopa team, you are awesome. I’m sure I’m not the only satisfied customer and you will be blessed. Reviewed on: 18th January 2026
Susan Mary 's avatar
Susan Mary

Highly Recommended!

5
Excellent application process and the app is so easy to view and manage my account. Reviewed on: 18th January 2026
Ian S's avatar
Ian S

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