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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Loan application is easy and response is quick.

Loan application is easy and response is quick. Reviewed on: 15th April 2026

Zopa A straightforward personal loan no fuzz and...

Zopa was a straightforward personal loan no fuzz and no difficulties.. Very easy application and quick response and money straight in the bank. Reviewed on: 15th April 2026

great service/quick and easy

I found the whole process of applying for a loan so quick and easy. website was easy to navigate, forms/questions simple to answer. i got my answer very, very quickly and it was great from start to finish :) Reviewed on: 15th April 2026

Loans and personal banking.

I had a quick decision for a loan and money was in my account the same day. I also bank with Zopa and they are brilliant. The app is so easy to use even I can do it and that’s saying something. If you need customer services (which I have only used once in past 7 years) they always seem friendly and polite as if your the only person that matters while you are talking to them. I can’t fault Zopa for personal banking and loan decisions, go on give them a try. Reviewed on: 15th April 2026

Very helpful with finance when I needed to purchase...

Very helpful with finance when I needed to purchase a new car. Reviewed on: 15th April 2026

The process of getting the loan was quick and painle...

The process of getting the loan was quick and painless, and I had the mony within 2 day. Reviewed on: 15th April 2026

Speedy service

Very speedy and easy process for getting a loan Reviewed on: 15th April 2026

Great service

Very easy and professional ,the clarity of the application was helpful, affordable rates . Reviewed on: 15th April 2026

Cant fault them

Im currently on my 2nd loan with zopa and couldn't fault them, quick and easy Reviewed on: 15th April 2026

Amazing App Experience

The app and follow up notifications and emails are superb, they really keep me in control of my account and my finances. Reviewed on: 15th April 2026

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