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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Excellent

Great server all going really easy to usr Reviewed on: 15th April 2026

Excellent site and good rates!

So easy to navigate the site to find exactly what you are looking for. Good rates and quick decisions and easy to use the app to manage your account. Reviewed on: 15th April 2026

All i can say is - Lovely

All i can say is - i have had no bad experiences with Zopa - Credit card and personal loan . Very easy to manage through the app. The app updates quickly and provided all the info required to keep on top of your finances Reviewed on: 15th April 2026

The process

The whole process was simple and quick Reviewed on: 15th April 2026

So easy to apply online and very quick approval.

So easy to apply online and very quick approval. Reviewed on: 15th April 2026

Really easy procedure, updates all the time.

Really easy procedure, updates all the time. Excellent lender Reviewed on: 15th April 2026

My number one provider for a loan or credit card.

My number one provider for a loan or credit card. Really like the app and the visibility or all my outgoing in one app as I can link accounts. Reviewed on: 15th April 2026

Zopa, as helped me when I was in need

Zopa, as helped me when I was in need Reviewed on: 15th April 2026

I’ve used several zopa products over the years and i...

I’ve used several zopa products over the years and it’s always been straight forward and easy. I will only use Zopa now going forward. Reviewed on: 15th April 2026

Good efficient service.

Good efficient service. App is very easy to navigate Reviewed on: 15th April 2026

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