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Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Hi I'm so stressed i need a loan for my dipht i try...

5
Hi I'm so stressed i need a loan for my dipht i try to find out on web lucky I've got affordable loan find it .. money straight away in few hours in account.. then my husband applied to he get straight away to ..thank you so much .. In future I'm happy to get some more to ... i wasih pay back early but these days lot a expense..so i rockmond all family..friends... Reviewed on: 7th March 2024

Sant foarte multumit ma ajutat foarte mult cand am...

5
Sant foarte multumit ma ajutat foarte mult cand am avut nevoe Reviewed on: 7th March 2024

First Class Service.

5
From start to finish the whole process from completing the application form, to the money coming into the bank was smooth and efficient. Brilliant. Reviewed on: 7th March 2024

very simple process .

5
very simple process . excellent easy to use app. Reviewed on: 7th March 2024

Seamless service every time.

5
Seamless service every time. I would always choose Zopa as go to lender of choice. Reviewed on: 7th March 2024

Easy accessible app .

5
Easy accessible app . Query for a loan , very professional approach, very helpful. Reviewed on: 6th March 2024

Quick, professional and simple.

5
Quick, professional and simple. Very straightforward application process. Excellent communication and a very clear website. Reviewed on: 6th March 2024

Absolutely faultless.

5
Absolutely faultless...kept up to date with the app... If you are able to increase your lending you are told on the app. Money of the loan in your account fast. Thank you Reviewed on: 6th March 2024

Would recommend to anyone.

5
100% recommend, money came in really quickly. The app is great to see how much you have left to pay, payments made are seen instantly. Everything is detailed and no irritating emails from them. I had no issues what so ever. Reviewed on: 6th March 2024

Very helpful and understanding great

5
Very helpful and understanding great costumer service Reviewed on: 6th March 2024

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