Paid advertisement
Smart Money People Logo

Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69084)

Super easy to set up a loan and ensured my payments...

5
Super easy to set up a loan and ensured my payments were affordable. Really easy to overpay and manage. Reviewed on: 8th March 2024

Easy Setup, no hassle and fast approval

5
Easy Setup, no hassle and fast approval Reviewed on: 8th March 2024

Great Service - No issues - Wish there was a top uo...

5
Great Service - No issues - Wish there was a top uo Service Reviewed on: 7th March 2024

Quick , easy and efficient.

5
Quick , easy and efficient. I have no complaints at all. If you need a loan. Look no further. Reviewed on: 7th March 2024

Efficient, efficient easy to use provider

5
Efficient, efficient easy to use provider Reviewed on: 7th March 2024

brilliant company to deal with

5
Whenever I have had to contact them the staff are very helpful and friendly. they are professional and know their products and how to best help your individual situation Reviewed on: 7th March 2024

Excellent, loan given when I needed at the right time

5
Excellent, loan given when I needed at the right time Reviewed on: 7th March 2024

Good experience with Zopa

5
I had a good experience, flexible loan start date too. Reviewed on: 7th March 2024

Zopa is quick and easy

5
Zopa was easy to set up and is easy to access and maintain Reviewed on: 7th March 2024

Very simple to access through the app.

5
Very simple to access through the app. Reviewed on: 7th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Fixed term savings account

    from Zopa 4.87 from 1793 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44344 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1545 reviews
    Zopa
    View all products