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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Like supposed to be

No issues from start to end of agreement. Reviewed on: 9th March 2024

Really easy processes, excellent intuitive app/software

Really easy processes, excellent intuitive app/software Reviewed on: 9th March 2024

Zopa is the best

Best company to borrow loan. When you need a loan it is so hassle free and you will have your loan in your bank account within 24 hours.. Reviewed on: 9th March 2024

excellent service

Easy to apply for loan and easy to contact if any queries Reviewed on: 9th March 2024

Easy to access and keep track of

Very easy to access via online an online portal, easy to track payments and dates via an app on a smart phone. Email updates about payment dates made accessing the loan and payment terms easy. Reviewed on: 8th March 2024

Great company

Very good company and easy to do business with especially if you need financial help at short notice which I did and am very grateful for their help. The application process was understandable and straightforward. I had a very quick response for a decision so very happy. Thank you Zopa Reviewed on: 8th March 2024

Great competitive terms and quick service.

Great competitive terms and quick service. Very efficient, friendly and helpful staff. Money into bank account wiithin days of approval. Reviewed on: 8th March 2024

There when I needed a little help in life

There when I needed a little help in life Reviewed on: 8th March 2024

Super easy to set up a loan and ensured my payments...

Super easy to set up a loan and ensured my payments were affordable. Really easy to overpay and manage. Reviewed on: 8th March 2024

Easy Setup, no hassle and fast approval

Easy Setup, no hassle and fast approval Reviewed on: 8th March 2024

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