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Zopa: Personal loan reviews

4.91
Based on 69,083 reviews, last reviewed 19th May 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69083)

Extremely easy to use and good value products

5
Extremely easy to use and good value products Reviewed on: 5th March 2024

Simple and straight forward experience

5
Simple and straight forward experience Reviewed on: 5th March 2024

They keep you updated with everything from balance t...

5
They keep you updated with everything from balance to credit reports, how to improve your credit. If there are ways to reduce your outgoings. Also everything is so easy to do and understand Reviewed on: 5th March 2024

Great dealings

5
All my dealings with zopa were very professional and very good Reviewed on: 5th March 2024

Excellent service quick and easy would recommend to...

5
Excellent service quick and easy would recommend to anyone Reviewed on: 5th March 2024

I am always impressed by Zopa.

5
I am always impressed by the customer service received from Zopa, I have yet to find fault with them. Reviewed on: 5th March 2024

Seamless process, and excellent customer service.

5
Seamless process, and excellent customer service. Very pleased Reviewed on: 5th March 2024

Zopa is a great company I already took second loan ,...

5
Zopa is a great company I already took second loan , the interest rate are acceptable and is easy to apply with quick reply. I would recommend this company to anyone who looking for great deal. Reviewed on: 5th March 2024

Very clear transaction.

5
Very clear transaction,you know exactly where you are, well informed. Excellent app Reviewed on: 5th March 2024

Great you can change payment dates to suit you & if...

5
Great you can change payment dates to suit you & if you pay extra it reduces your monthly payments rather than your loan term, plus the online platform is very easy to use & Zopa emails are very quick to respond. 100% satisfaction from me Reviewed on: 5th March 2024

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