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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 12th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa bank and credit card accounts are well run and... Zopa bank and credit card accounts are well run and apps are easy to follow. Reviewed on: 12th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69089)

Very quick decision when I requested a loan.

Very quick decision when I requested a loan. Reviewed on: 4th March 2024

Best one.

Best one. A service you can trust Reviewed on: 4th March 2024

Had a few loans with Zopa always been a good experie...

Had a few loans with Zopa always been a good experience Reviewed on: 4th March 2024

Very quick acceptance

Very easy to use app and the ability to get a quick answer would highly recommend to friends and family. Reviewed on: 4th March 2024

Good experience all round.

Good experience all round. Excellent app, very transparent. I’ve been happy with my experience. Reviewed on: 4th March 2024

Fast efficient service made the whole process easy a...

Fast efficient service made the whole process easy and stress free at a time when we all need it. Reviewed on: 4th March 2024

So easy to arrange, absolutely great customer servic...

So easy to arrange, absolutely great customer service, I would recommend to anyone thinking of arranging insurance, or a loan to go to Zopa first. Reviewed on: 4th March 2024

Personalised loan..

Easy access to get personal loan, approved quickly and efficiently by friendly staff. Reviewed on: 4th March 2024

Loan Application

I completed an application form for a loan and within 20 minutes it was approved and in my bank. Reviewed on: 4th March 2024

Zopa gold

Quick and efficient, with excellent customer service. I cannot recommend high enough. Reviewed on: 4th March 2024

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