Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69090)

Happy customer.

Easy to communicate with. Everything made simple and customer friendly. Reviewed on: 4th March 2024

Impressed

Really impressed with the professional aptitude of the zopa team Reviewed on: 4th March 2024

I’ve had no bad experiences with them since they bec...

I’ve had no bad experiences with them since they became a bank Reviewed on: 4th March 2024

Been using for years, never once had a problem, high...

Been using for years, never once had a problem, highly recommend Reviewed on: 4th March 2024

Simple effortless customer service!

Very easy to use their services and great customer service. Everything was straight forward and written out plainly so there were no surprises in store! Would highly recommend them to anyone looking to save money with consolidation! Reviewed on: 4th March 2024

Helpful, accommodating, friendly, and fast

Helpful, accommodating, friendly, and fast Reviewed on: 4th March 2024

quick and very simple

It was quick and very simple to apply for the loan and acceptance was very fast. Reviewed on: 4th March 2024

Extremely straightforward on application and time fr...

Extremely straightforward on application and time frame amazing. Thank you for your support on this personal loan Reviewed on: 4th March 2024

just very very good

no problem, easily done. good rate. Good app allowing extra payments and amendment Reviewed on: 4th March 2024

Quick service.

Quick service. Easy to navigate and apply. Quick response time Reviewed on: 4th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from Wonga 3.11 from 83 reviews
Personal loan
from Creation 3.97 from 61 reviews
Payday Loan (discontinued)
from Different Money (inactive company) 4.04 from 2 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub