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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Excellent customer service, exceptional service full...

Excellent customer service, exceptional service full stop. Moneys there when I needed it at the right price. Hands down the best!! Reviewed on: 4th March 2024

Zopa is a professional, efficient and values driven...

Zopa is a professional, efficient and values driven lender. Reviewed on: 4th March 2024

Quick decision and straightforward process

Quick decision and straightforward process Reviewed on: 4th March 2024

Zopa are an excellent financial provider with equall...

Zopa are an excellent financial provider with equally excellent customer care and service. I would have no hesitation recommending them to anyone. Reviewed on: 4th March 2024

Excellent

Very quick and easy, very helpful always on hand for advice Reviewed on: 4th March 2024

Application for products is swift and straightforward.

Application for products is swift and straightforward. Reviewed on: 4th March 2024

Easy to apply online, website easily navigable.

Easy to apply online, website easily navigable. App was very useful to regularly monitor repayments Reviewed on: 4th March 2024

Excellent service

It was really easy to apply for a loan and once accepted. The money was in my account that same day Reviewed on: 4th March 2024

Very quick process

Very quick process, excellent communications Reviewed on: 4th March 2024

So quick and easy funds came in my account within mi...

So quick and easy funds came in my account within minutes Reviewed on: 4th March 2024

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