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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

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Zopa Personal loan reviews (69090)

Helped during dire circumstances

They helped me out greatly when I was in dire circumstances after my father died leaving a lot of unfinished projects Reviewed on: 4th March 2024

Very prompt, efficient and friendly

Very prompt, efficient and friendly Reviewed on: 4th March 2024

I think they’re honest, personable, and they’ve been...

I think they’re honest, personable, and they’ve been absolutely brilliant with me, I cannot fault them one bit Reviewed on: 4th March 2024

Seamless customer experience

Seamless customer experience from application to management of my account Reviewed on: 4th March 2024

I consolidated all my debt in a matter of 15 minutes!

I consolidated all my debt in a matter of 15 mins from start to finish, I was amazed! Reviewed on: 4th March 2024

Zopa loan

On my 2nd hassle free loan that’s all I’m looking for hassle free Reviewed on: 4th March 2024

Good communication very good customer service and ap...

Good communication very good customer service and app works well Reviewed on: 4th March 2024

Easy to apply and fast transfer of funds.

Easy to apply and fast transfer of funds. On-line account enables you to keep track of status and provides the ability to make additional payments. Problem free process from day one. Reviewed on: 4th March 2024

Brilliant all round, great service and fantastic val...

Brilliant all round, great service and fantastic value for money Reviewed on: 4th March 2024

AQuick financial assistance!

As someone in need of quick financial assistance, I turned to Zoopla Loans, and the experience surpassed my expectations. From start to finish, the process was incredibly seamless and efficient. I initially applied for a loan through Zoopla Loans, and to my surprise, the entire process took just 15 minutes. The online application was straightforward, and within moments of submitting my details, I received approval. The funds were swiftly deposited into my bank account, providing the immediate relief I needed. Impressed by their efficiency and reliability, I later decided to explore their extended loan options. This decision proved to be a game-changer during a family emergency. The extended loan not only paid off my initial loan but also provided me with additional finances to address the urgent situation. Overall, my experience with Zoopla Loans was exceptional. Their user-friendly platform, quick approval process, and responsive customer service made it a stress-free solution during a challenging time. I highly recommend Zoopla Loans to anyone in need of fast and reliable financial assistance. Reviewed on: 4th March 2024

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