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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

The app is first rate, simple to use and easy to nav...

The app is first rate, simple to use and easy to navigate. Reviewed on: 4th March 2024

Brilliant Experience

I took a personal loan with Zopa, got a really good interest rate, the process was clear and easy to follow, it was clear from the application process that this loan was affordable to me. The App is brilliant and so user friendly and all the information I need is available here Reviewed on: 4th March 2024

very easier set up quickly put into bank

very easier set up quickly put into bank Reviewed on: 4th March 2024

Easy application

No hassle application very efficient Reviewed on: 4th March 2024

Great company and easy to get loan

Great company and easy to get loan Reviewed on: 4th March 2024

10 out of 10 experience with Zopa

Zopa have never offered more than I could afford to pay back at a reasonable rate! When I first got a credit card with them I had poor credit but have been able to build my credit score over time. I’ve been super happy with my experience of zopa. They recently offered me a loan at just the time I needed it. it helped me clear my other credit cards which were at a high interest rate and I now have more monthly disposable income. The peace of mind I now have is priceless. Massive thanks zopa Reviewed on: 4th March 2024

Life Saver

Zopa came in to save us when we were in difficulties, and didn’t take long to grant us d loan.. very flexible and simple. Reviewed on: 4th March 2024

It was all very straight forward.

It was all very straight forward. Reviewed on: 4th March 2024

Funds received within minutes

I literally received the funds within my account in a matter of minutes. Such a great experience and the rates are really decent too. Plus you can manage your loan with their super user friendly app. Couldn’t ask for more. Reviewed on: 4th March 2024

Second time having g a personal.

Second time having g a personal. Loan and great provider with no issues Reviewed on: 4th March 2024

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