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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Easy to apply, money immediately when approved, inte...

Easy to apply, money immediately when approved, interest rate set at start of loan Reviewed on: 4th March 2024

Zopa loans are excellent and very reasonable.

Zopa loans are excellent and very reasonable. They are very easy to look up how much you want to borrow and see your loan rates. Reviewed on: 4th March 2024

Positive Experience with Zopa

The process to apply was so easy and straightforward. Time taken to process was good and communication is good Reviewed on: 4th March 2024

Brilliant customer service

I have had 2 loans and rate them first class Reviewed on: 4th March 2024

Have a loan and the repayments are very comfortable...

Have a loan and the repayments are very comfortable for me to pay back Reviewed on: 4th March 2024

Simple process and very efficient the whole thing to...

Simple process and very efficient the whole thing took a few minutes to complete and all was done in a fair time Reviewed on: 4th March 2024

Good company to work with

Great from start to finish, no hassle very straight forward Reviewed on: 4th March 2024

Very friendly service.

Very friendly service. They have always been transparent with their offer. Reviewed on: 4th March 2024

Excellent smooth process loan received within days n...

Excellent smooth process loan received within days no fuss Reviewed on: 4th March 2024

Fantastic service a1 provider

Fantastic service would highly recommend Reviewed on: 4th March 2024

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