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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Best rates, easy to use app and simple application p...

Best rates, easy to use app and simple application process Reviewed on: 4th March 2024

Fast and easy application my loan was given without...

Fast and easy application my loan was given without any fuss. Reviewed on: 4th March 2024

Got money same day in bank very happy

Got money same day in bank very happy Reviewed on: 4th March 2024

Very friendly experienced great customer service.

Very friendly experienced great customer service. Reviewed on: 4th March 2024

Quick and easy money was credited straight away

Quick and easy money was credited straight away Reviewed on: 4th March 2024

Great service great company would recommend to famil...

Great service great company would recommend to family and friends Reviewed on: 4th March 2024

Good rates

I have used their facility twice and it was a good experience. The rate was competitive as well Reviewed on: 4th March 2024

Very Straightforward

My Zopa loan was very easy to arrange and the decision was quick. The money was received quickly after the decision was made. I feel like the tools provided to me by Zopa give me perfect control over my loan. Reviewed on: 4th March 2024

Excellent fast service, quick decisions.

Excellent fast service, quick decisions. Very clear information available to help make decisions. Excellent app, user friendly. Reviewed on: 4th March 2024

Excellent in every way

Zopa are loyal to its loyal customers. Very professional service and very trusted. I recommend Zopa 100% Reviewed on: 4th March 2024

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