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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

They were swift, helpful and fair.

They were swift, helpful and fair. I didn’t have to wait a long time or provide arduous paperwork Reviewed on: 4th March 2024

Fab company reasonable rates over 4 years.

Fab company reasonable rates over 4 years. Reviewed on: 4th March 2024

Simple application process great interest rates, fan...

Simple application process great interest rates, fantastic app. Reviewed on: 4th March 2024

Treated like an individual, not a credit score.

Zopa are one of the few providers who treated me like a person rather than just a credit score. They offered me a fair. interest rate for my loan and have been an absolute pleasure to deal with. The app is user friendly and clear to use, making it easy to manage my loan and see what's left. Reviewed on: 4th March 2024

Straightforward

The application process was really easy and straightforward. All information was supplied, effortless. Reviewed on: 4th March 2024

Quick and simple application process.

Quick and simple application process. Good alternative finance products as well to suit my circumstances. Thanks! Reviewed on: 4th March 2024

From start to finish everything went smoothly.

From start to finish everything went smoothly. All done online and m9ney in the bank within hours. Reviewed on: 4th March 2024

Really easy and slick, good app and website

Really easy and slick, good app and website Reviewed on: 4th March 2024

Fantastic experience

Fantastic customer service great experience from start to finish it was quick and easy to take out the loan Reviewed on: 4th March 2024

Great Business

Quick. Efficient. Great App and good balance of being kept informed but not bombarded or sold too. Reviewed on: 4th March 2024

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