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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Really easily to deal, very simple and straight forw...

Really easily to deal, very simple and straight forward! Reviewed on: 4th March 2024

Easy to use - no issues.

Easy to use - no issues. Flexible Reviewed on: 4th March 2024

The smoothest process from start to finish, couldn't...

The smoothest process from start to finish, couldn't be better Reviewed on: 4th March 2024

Great service and communication from start to finish...

Great service and communication from start to finish and also a very well designed app Reviewed on: 4th March 2024

Great service and customer service.

Great service and customer service. Reviewed on: 4th March 2024

Fast efficient service

The loan was quick and easy to apply and get and the app is wonderful. Keeping me well informed on my account. I love that it lets me know when I’m eligible for new products. Wow just brilliant Reviewed on: 3rd March 2024

Great Company

Quick response and professional service Reviewed on: 3rd March 2024

Everything is clear and explained

Everything is clear and explained in simple terms. No financial mumbo jumbo. Reviewed on: 3rd March 2024

Zopa - a pleasure to deal with.

Been very happy with Zopa. Easy to use and understand app. My loan application was easy to complete with immediate approval and money in bank within 2 hours. I also have a savings account with them that pays a market leading interest rate even though it is a instant access account.b Reviewed on: 3rd March 2024

Have had no issues with accounts.

Have had no issues with accounts.Great service providers. Due to this, I've got now. 3 saving acounts, credit card and now on my second loan. I would recommend to everybody. Reviewed on: 3rd March 2024

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