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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Super duper good value loans

Good value for money, early repayment options reduce overall cost of loan, early repayment, additionally reduces ongoing monthly bill. Clear well designed app to manage my borrowing is really super duper! My only hope for the future is a loyalty scheme offering cheaper loans for long term customers like myself Reviewed on: 3rd March 2024

100% would recommend to all

Easy to do, with fast response and the app is brilliant Reviewed on: 3rd March 2024

No issues excellent speedy service

No issues excellent speedy service Reviewed on: 3rd March 2024

I had an excellent experience.

I had an excellent experience. My loan was processed very quickly and in my account. Also having spoken with your colleagues, they were knowledgeable, patient and helpful Reviewed on: 3rd March 2024

Loan....

Don't look at the person, I think it is an ai set up... loan rates very high. Reviewed on: 2nd March 2024

Great for Loans and Savings

Easy sign up and great deals, the app makes tracking the status of the loan a breeze Reviewed on: 2nd March 2024

Simple and fast loan process

Simple and fast loan process. Access to funding and delivery very good Reviewed on: 2nd March 2024

Very easy process and good rates for repayment.

Very easy process and good rates for repayment. Great, easy to navigate app too. Reviewed on: 2nd March 2024

They have been quick to reply and helpful if I have...

They have been quick to reply and helpful if I have had any issues. Reviewed on: 2nd March 2024

LoanGood rates and they keep you up to date

Good rates añd they keep you up to date Reviewed on: 2nd March 2024

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