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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Great company

Very professional in their handling of any queries you have regarding their products and advising on best product available for you personally Reviewed on: 2nd March 2024

Great App easy to access with good security

Great App easy to access with good security Reviewed on: 2nd March 2024

***********

Simply to get the loan. Easy to pay back Reviewed on: 2nd March 2024

Car Loan

Had a loan to buy a car, process was simple and easy and money arrived quickly. I paid back early too with no issues or problems Reviewed on: 2nd March 2024

Easy to use App and very quick service

Easy to use App and very quick service Reviewed on: 2nd March 2024

Efficient Service

Very easy to manage repayments. Very efficient and responsive customer care service. Highlights the loan or credit card availabilities and credit scores with less interest rates so that we can close our loans faster. Reviewed on: 1st March 2024

so easy and quick

so easy and quick to fix the loanand being able to pay extra makes a big difference Reviewed on: 1st March 2024

Loan approved

Good rate and easy approval, clear and transparent from the off. Reviewed on: 1st March 2024

Excellent app to carry out your business

Excellent app to carry out your business Reviewed on: 1st March 2024

Quick and easy loan application

Quick and easy and the savings interest rate changed quickly for our savings Reviewed on: 1st March 2024

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