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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

First Class service

Smooth process very easy to apply Reviewed on: 1st March 2024

Everything smooth uncomplicated

Everything smooth uncomplicated you know exactly where you stand great service Reviewed on: 1st March 2024

Fantastic company

Never a problem contact them. Ease to change payment dates. Great appto check your progress. Reviewed on: 1st March 2024

Perfectly

Very nice very happy to use my Zopa card Reviewed on: 1st March 2024

Great service will definitely use again and recommend

Great service will definitely use again and recommend Reviewed on: 1st March 2024

Excellent service, Tthey're monitoring everything wi...

Excellent service, Tthey're monitoring everything wisely, Reviewed on: 1st March 2024

Give you a chance when other lender dont

Give you a chance when other lender dont Reviewed on: 1st March 2024

Best around

Easy to use app, quick answers to any questions, keeps you up to date with any offers. Reviewed on: 1st March 2024

Very easy process decision straight away

Very easy process decision straight away Reviewed on: 1st March 2024

Excellent service, easy to access and manage the acc...

Excellent service, easy to access and manage the account Reviewed on: 1st March 2024

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