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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Always easy to deal with. Great service

Always easy to deal with, quick and efficient Reviewed on: 1st March 2024

Application for a personal loan

When I applied for my loan it was easy to do, great APR the app is easy to use and I can see my savings and outstanding loan balance. I feel that zopa offers a great service I am very happy Reviewed on: 1st March 2024

A excellent speedy and personalised service

I applied for a loan, they did a credit search as it was a large amount and within 2 hours the money was in my account. They have given me sound advice on money matters since and I highly rate there service. Reviewed on: 1st March 2024

It’s all so clear and straightforward

It’s all so clear and straightforward Reviewed on: 1st March 2024

Great value products.

Great value products. Smooth application process. Great communication. User friendly app, quick to check balances and provide key info and also to take further actions. Reviewed on: 1st March 2024

No hidden cost and honest assessment on what you can...

No hidden cost and honest assessment on what you can afford no frills needed Reviewed on: 1st March 2024

Zopa first choice for me

So easy to use and great rates used this company for a long time now so helpful! Reviewed on: 1st March 2024

Fast easy no hassle

Fast easy no hassle definitely recommend Reviewed on: 1st March 2024

Excellent service.

Excellent service. Simple and easy to use app. Paid a few loans back with Zopa and it’s been a simple transaction Reviewed on: 29th February 2024

Very easy to apply and navigate.

Very easy to apply and navigate. Quick answer on applying and money in my bank within an hour Reviewed on: 29th February 2024

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