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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

It was quick easy and hassle free with instant decis...

It was quick easy and hassle free with instant decision. Reviewed on: 29th February 2024

Is very good, I like it is the best bunk

Is very good, I like it is the best bunk Reviewed on: 29th February 2024

Never had any issues, great app,

Never had any issues, great app, Reviewed on: 29th February 2024

Fast efficient service .

Fast efficient service ..easy to apply and friendly service Reviewed on: 29th February 2024

Reasonable rates and fast service

Reasonable rates and fast service Reviewed on: 29th February 2024

Wonderful from application to acceptance of lian

Wonderful from application to acceptance of lian Reviewed on: 29th February 2024

Fantastic company and so quick to inform if you are...

Fantastic company and so quick to inform if you are due a loan . Would highly recommend this company and won’t go with anyone else now . Reviewed on: 29th February 2024

Dealing with Zopa is very easy.

Dealing with Zopa is very easy. Great customer service and excellent product range. Reviewed on: 29th February 2024

Zopa offered me a loan when my finances were ready s...

Zopa offered me a loan when my finances were ready super easy process very quick no fuss Reviewed on: 29th February 2024

Stress free loan

Everything has been easy from start to finish - from finding a suitable loan to receiving the money and using the app for updates and making extra payments. Zopa have taken the stress out of getting a loan Reviewed on: 29th February 2024

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