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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Responsible Lender

I have had 3 personal loans , I like the fact that Zopa are responsible lenders and will only allow you to only have what you can afford to pay back comfortably . Reviewed on: 29th February 2024

It was a very smooth experience.

It was a very smooth experience. Reviewed on: 29th February 2024

Continuing top class service delivered

Excellent company offering variety of products and oompetirive rates Reviewed on: 29th February 2024

Very happy with the service and speed of Zopa

Very happy with the service and speed of Zopa Reviewed on: 29th February 2024

I applied for a loan, Zopa checked if I can afford i...

I applied for a loan, Zopa checked if I can afford it and with a short time I got the funds. No fuss no hustle. Zopas credit card and interest are the best in the market. I highly recommend. Reviewed on: 29th February 2024

Easy peasy

It was easy to set up had a really good rate. I’ve used them since for savings accounts. Reviewed on: 29th February 2024

Outstanding service with a no nonsense attitude.

Outstanding service with a no nonsense attitude. Everything is completed quickly and efficiently Reviewed on: 29th February 2024

Don’t have words to explain supper end

Don’t have words to explain supper end Reviewed on: 29th February 2024

A seamless professional and speedy service

A seamless professional and speedy service Reviewed on: 29th February 2024

Easy loans

Easy from start to finish. It was the right product and cost. Transparent and easy to set up. Reviewed on: 29th February 2024

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