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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Good experience with zopa , very helpful and friendly.

Good experience with zopa , very helpful and friendly. Thank you. Reviewed on: 29th February 2024

Took out a consolidation loan.

Took out a consolidation loan. Very competitive rates, fast pay out and great customer care. Reviewed on: 29th February 2024

Excuse, no problems, really efficient and informative.

Excuse, no problems, really efficient and informative. Reviewed on: 29th February 2024

Excellent Website

Excellent website which provides all relevant data necessary to keep track of my account Reviewed on: 29th February 2024

Quick decision on loan acceptance

Quick decision on loan acceptance Reviewed on: 29th February 2024

I remained pleased with your way helping people in t...

I remained pleased with your way helping people in tough moments Reviewed on: 29th February 2024

Excellent service Comprehensive

Ever satisfying with Zopa. 10/10 Reviewed on: 29th February 2024

Simple process, responsible and supportive lenders -...

Simple process, responsible and supportive lenders - great app for keeping up to date Reviewed on: 29th February 2024

Looking for west to continual use off Zopa in future

Looking forward to paying off balance , will certainly take out new loan afterwards.. app is easy to use , keeps me updated and true to what I can afford ,look forward to continuing using Zopa in the future Reviewed on: 29th February 2024

Very good and easy to use.

Very good and easy to use. No problems using the system Reviewed on: 29th February 2024

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