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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Excellent

Easy Transaction. Delt with efficiency all the way through. A credit to the financial industry.. Reviewed on: 29th February 2024

I love using Zopa.

I love using Zopa. It so easy and I enjoy watching my money grow. Reviewed on: 29th February 2024

Loan application with ease!!!

I needed a substantial loan and Zopa was such an easy process to complete my application. Great apr as well. All went through very easily without a hitch. Perfect. Reviewed on: 29th February 2024

The whole process of obtaining my loan was very easy...

The whole process of obtaining my loan was very easy and the app is amazing Reviewed on: 29th February 2024

No thanks, This is for the prize and nobody reads th...

No thanks, This is for the prize and nobody reads these anyway. Reviewed on: 29th February 2024

Can’t fault the service

Best loan company I have ever used Reviewed on: 29th February 2024

The app and journey was really slick.

The app and journey was really slick. Their process for payout was also super fast. Since then, I've not had to contact them, but I've used the app to monitor the account and it's very easy to use and feature rich. Reviewed on: 29th February 2024

Best decision to use Zopa

I have managed to turn my life around positively thanks to the zoos app and their loan products. I use the app to help manage my fine activity and their well managed loans products have been very handy too. Zopa has helped me improve my life, improve my credit rating and manage my finances better Reviewed on: 29th February 2024

Is very friendly and professional

Is very friendly and professional Reviewed on: 29th February 2024

Very helpful use plain English staff are excellent

Very helpful use plain English staff are excellent Reviewed on: 29th February 2024

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