Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69090)

A fintech standard to aim for.

A fintech standard to aim for. Speedy and great app. Reviewed on: 23rd January 2024

Zopa concluded the loan and credit card was irrespon...

Zopa concluded the loan and credit card was irresponsible lending. I have had to contact the financial ombudsman to make Zopa correct the adverse credit information. Reviewed on: 23rd January 2024

The application was quick and easy!

The application was quick and easy! I’ve never applied for a loan which did such a quick review and gave me my offer in less than an hour! Everything was so easy to set up and the app makes everything easier to track! Reviewed on: 22nd January 2024

Loan without a moan.

Quick and straight forward. Always felt part of the process. Reviewed on: 22nd January 2024

Easy to use

Easy to use friendly service good value Reviewed on: 22nd January 2024

Great loan company

The loan was very easy to apply for and very quick to receive into my bank account. It’s very straightforward to see my payments made, how much I owe and information is always sent promptly. Reviewed on: 20th January 2024

Was very quick decision for my personal loan and als...

Was very quick decision for my personal loan and also the money get to my account straight away Reviewed on: 20th January 2024

Excellent service, let you know very quickly, if you...

Excellent service, let you know very quickly, if you have the loan .hassle free. Definitely use again. Reviewed on: 20th January 2024

Truly delivers and quick easy to apply

I have had loans previously and I think the majority of people applying all think the same omg will I be accepted and all the information they require takes ages., however I came upon Zopa and what a refreshing change no long winded details just the relevant information they needed. The whole process was quick and easy with an immediate decision and how quick they paid the funds into my bank was amazing. I love the App it simple and easy to navigate and to make any changes such as payment date changing or checking your loan balance. People don’t want to make things more complicated in terms of apps and Zopa have got it just right in terms of the product they are offering and the customer service throughout. Absolutely Reviewed on: 20th January 2024

Staff are so professional and knowledgeable and cust...

Staff are so professional and knowledgeable and customer friendly and focused Reviewed on: 19th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to Peer Lending
from BridgeCrowd 3.77 from 6 reviews
Personal Loan
from Nationwide 4.57 from 42 reviews
Bridging Loan
from Oakbridge 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub