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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Excellent service provided by Zopa.

Excellent service provided by Zopa. They made my loan application easy and comfortable to apply for online. The loan was agreed and money deposited almost immediately. I would highly recommend Zopa for personal loan Reviewed on: 8th February 2024

Easy to set up, good communication

Easy to set up, good communication Reviewed on: 5th February 2024

Quick and easy to arrange.

Quick and easy to arrange. Easy to make extra repayments and quick customer service Reviewed on: 2nd February 2024

Perfect experience start to finish

Perfect experience start to finish Reviewed on: 2nd February 2024

Great value loan. Quick and easy to apply

Great value loan, with a good interest rate. It was quick and easy to apply for and the money was in my bank and available to use within a couple of hours of applying. I also find the app extremely easy to use and it is great for keeping on top of what I still have outstanding. Would highly recommend. Reviewed on: 1st February 2024

Very quick application process and instant decision!

Very quick application process and instant decision! Reviewed on: 1st February 2024

I was in a pinch last year, but Zopa saved me

I was in a pinch last year due to having an unexpected vet bill. The process of signing up for a Zopa loan couldn't of been easier and it helped us pay for the vet bill and in doing so, saved my pet parrot. I am so thankful for the amazing team at Zopa! Reviewed on: 1st February 2024

Positive experience

Applying for the loan was pretty straightforward and any interaction so far with the team has been positive. Reviewed on: 1st February 2024

Very helpful and friendly and not pushy at all give...

Very helpful and friendly and not pushy at all give me a few different options and plenty time to decide which option was best for me Reviewed on: 31st January 2024

This is my 3rd loan from zopa.

This is my 3rd loan from zopa. It has always been easy so easy to find the right amount snd the repayment term to suit my needs. Money was in my bank within an hour so being able to expect a quick decision and transfer was a real bonus. Reviewed on: 24th January 2024

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