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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

I have had multiple loans with zopa.

I have had multiple loans with zopa. They are professional, helpful and easy to use. Customer support is outstanding and I would highly recommend them to anyone looking for a personal loan. Great service all round Reviewed on: 19th February 2024

Super fast and slick

Super fast and slick - information all really easy to understand and process easy to follow. Reviewed on: 19th February 2024

Quick and easy to get a loan, smooth process and mon...

Quick and easy to get a loan, smooth process and money in the bank within a few hours Reviewed on: 19th February 2024

Great experience.

Great experience. When I requested the loan. It went through quickly. App easy to use. Everything there you need. Very happy customer. Reviewed on: 17th February 2024

A decent alternative if required

Professional and decent and easy to use on line Reviewed on: 13th February 2024

I applied for a loan and was approved & in my bank w...

I applied for a loan and was approved & in my bank within 2mins I couldn’t believe how quick this was. Thank you for amazing service. Application form was extremely easy. Reviewed on: 12th February 2024

Easy to use app, no hidden charges

Easy to use app, no hidden charges Reviewed on: 11th February 2024

Loan Money

They deal with issues without delay. Reviewed on: 11th February 2024

straight forward and very helpful no silly questions

straight forward and very helpful no silly questions Reviewed on: 9th February 2024

Happy chappie!

I needed a loan for a new car and so I did a money expert check for eligibility etc and Zopa was top of list for approved providers. I'm glad it was because the service behind the product has been outstanding, Zopa provide easy to view information which helped me to understand the product better and the conditions applied. Along with this they also give you a great deal of support and advice should you have concerns during the payment period which is comforting when most consumers are afraid to speak up and ask for help. Zopa I feel are a leading brand who you can trust for sure! Reviewed on: 9th February 2024

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