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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Easy to apply

Easy to apply and hassle free application . Quick response to the application. Would recommend Reviewed on: 13th January 2024

Responsible lending

Applying for my loan was very quick and easy and took minutes. I also liked the fact that they are responsible lenders. Reviewed on: 13th January 2024

Personal loan.

Good honest people to do business with so couldn't ask for any more than you Reviewed on: 13th January 2024

Very quick and easy service.

Very quick and easy service. Application process was very easy. Communication was excellent during the application, setting up and after processing. The customer service communication following approval has been excellent as well. Reviewed on: 13th January 2024

Good company to deal with

Applied for loan online. Process was easy. Quick response and money promptly in my bank account. Direct debit set up automatically and payments coming out on correct date. Reviewed on: 13th January 2024

Very easy great website no hassle

Very easy great website no hassle Reviewed on: 13th January 2024

Easy online application.

Easy online application. Quick decision. Money in account quickly. Reviewed on: 13th January 2024

Extremely easy to set up my personal loan.

It was extremely easy to set up my personal loan, at very competitive interest rates, via the app and was in my account in no time. Setting up the direct debit was a breeze too and have had no issues what-so-ever. I like the way one can pay more on the loan, via the app, at any time too. Very highly recommended. Reviewed on: 13th January 2024

Great price for my loan and easy application.

Great price for my loan and easy application. Also money was.paid in straight away. Reviewed on: 13th January 2024

Amazing service

As an existing customer the process was seamless & I was amazed at how quickly my loan was processed and funds transferred Reviewed on: 13th January 2024

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