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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

They are very helpful and very efficient in what the...

They are very helpful and very efficient in what they do,,I would recommend them to anyone Reviewed on: 13th January 2024

Applied online and the process was easy and quick.

Applied online and the process was easy and quick. I found out instantly that the application was successful. Also, I’ve been given the option to choose the repayment instalment dates at my convenience. Reviewed on: 13th January 2024

Personal loan

I applied personal loan , it’s easy online application without any paperwork, hassle free, received money shortly after accepting. Great Reviewed on: 12th January 2024

Easy to manage

Easy to arrange and easy to manage online Reviewed on: 12th January 2024

Very happy.

Very happy.No issues from start to finish Reviewed on: 12th January 2024

Great experience and simple from start to finish.

Great experience and simple from start to finish. My personal loan came through within minutes of being accepted and it’s easy to manage in the app. Reviewed on: 12th January 2024

Quick and easy application for loan and credit card...

Quick and easy application for loan and credit card fantastic service, gave me an answer within hours would highly recommend zopa Reviewed on: 12th January 2024

Quick and Easy Loan

I applied for my loan which was quick and easy and within minutes I was approved. Money was in my bank in a matter of hours. Reviewed on: 12th January 2024

have had loans in the past and always treated fairly...

have had loans in the past and always treated fairly and quickly. Very polite and helpful staff. Couldnt be better. Thanks Zopa. Reviewed on: 12th January 2024

It was simple to set up my personal loan and manage it.

It was simple to set up my personal loan and manage it. It was also a great rate. Reviewed on: 12th January 2024

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