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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Excellant service

Quick efficient, easy to apply, great app. Reviewed on: 14th January 2024

Arranging the loan with Zopa was quick and easy, I r...

Arranging the loan with Zopa was quick and easy, I received confirmation within a few minutes Reviewed on: 14th January 2024

App is a useful tool.

App is a useful tool. Clear and precise regarding credit score etc Reviewed on: 14th January 2024

I have dealt with Zopa for about 5 years and found t...

I have dealt with Zopa for about 5 years and found them to be very helpful. Reviewed on: 14th January 2024

Excellent service

Had a 3 loans from them. Good interest rates, easy to reply, quick answers and excellent tracking through the app. Reviewed on: 14th January 2024

Fast and reliable experience with monthly statements...

Fast and reliable experience with monthly statements and very efficient Reviewed on: 14th January 2024

No phaff straightforward no hidden costs honest and...

No phaff straightforward no hidden costs honest and fair Reviewed on: 14th January 2024

Very good and helpful lender.

Very good and helpful lender. You can adjust the installment repayment date. The interest rates could be a little lower :) Reviewed on: 14th January 2024

Highly satisfied customer .

I had a personal from Zopa and it was do easy the application and more recently a credit card i would highly recommend Zopa for any financial needs. Reviewed on: 13th January 2024

Easy application process and good APR rates

Easy application process and good APR rates Reviewed on: 13th January 2024

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