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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

You need Zopa in your life.

Amazing. So easy to use. So fast. It is the best provider I have ever come across. The app is perfection Reviewed on: 11th January 2024

The app is very good, feel like I have good value f...

The app is very good, feel like I have good value for money Reviewed on: 11th January 2024

Good service.

Good service. App is easy to use and makes the experience easily accessible Reviewed on: 11th January 2024

Great app, easy to navigate and simple loan applicat...

Great app, easy to navigate and simple loan application process Reviewed on: 11th January 2024

Very easy to set up.

Very easy to set up. Good communication. Reviewed on: 11th January 2024

Clear, easy and funds in an instant

They gave a competative quote and had the funds in my bank within a couple of hours. They have been accurate and easy to communicate with throughout the process. I would advise anyone to use them. Reviewed on: 11th January 2024

BRILLIANT APPLICATION PROCESS.

BRILLIANT APPLICATION PROCESS. Easy to use app Reviewed on: 11th January 2024

Quick And Easy.

Easy to apply for the loan, it was processed and approved very quickly and money paid into my account the same day. Reviewed on: 11th January 2024

Got the much needed loan at an affordable rate and t...

Got the much needed loan at an affordable rate and that too pre approved Reviewed on: 11th January 2024

All service is exallant and friendly.

All service is exallant and friendly. Reviewed on: 11th January 2024

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