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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Very good, speedy service.

Very good, speedy service. Easy app to use. Frequent updates. Exactly the service you would ask for if you were designing it yourself! Reviewed on: 11th January 2024

Best business out there

great assisatnce throughout, easy to keep on top of your account via online or the APP. also provides quarterly statements on your account. really helpful staff when requiring any questions to be answered. very straighforard business to deal with. Reviewed on: 11th January 2024

Excellent all round service from Zopa

Excellent all round service from Zopa Reviewed on: 11th January 2024

Load application .

Load application was so easy and response was so fast. Reviewed on: 11th January 2024

Always quoting, quick payment of money

Never a problem getting a quote and money is in bank within the hour. Reviewed on: 11th January 2024

Nothing is too much trouble great customer service

Nothing is too much trouble great customer service Reviewed on: 11th January 2024

quick and easy to apply, quick response to applicati...

quick and easy to apply, quick response to applications, Reviewed on: 11th January 2024

Fair deal

Wanted a loan and got one with reasonable rate of interest and it was completed very quickly Reviewed on: 11th January 2024

Much cheaper way to buy a new car

Much cheaper way to pay off credit card and buy a new car - monthly payments are affordable and the term seens to have passed really quickly. Now my car is still worth a respectable amount and its all mine (rather than having a hire or contract car). Reviewed on: 11th January 2024

Nice and simple!

Everything about my loan, from applying to managing it online has been easy and simple. I'm kept informed about any changes and communication is good. Reviewed on: 11th January 2024

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