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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Best wrap around support

I found them approachable professional and quick and with excellent wrap around support Reviewed on: 11th January 2024

Superb customer service from start to finish

Superb customer service from start to finish Reviewed on: 11th January 2024

Very easy to deal with good rates

Very easy to deal with good rates Reviewed on: 11th January 2024

Very good company I've ever had for providing person...

Very good company I've ever had for providing personal loans for me.. The experience is so easy. Reviewed on: 11th January 2024

Loans made very easy.

Very easy to apply for a loan, was accepted and money in my bank within a day. Reviewed on: 11th January 2024

Super quick application

Super quick from application to receiving money into my account Reviewed on: 11th January 2024

Great app - excellent service

The decision making process was very quick and it's been so easy to manage and keep track of my loan using the incredibly user-friendly app on my phone. I would have no hesitation in recommending Zopa to anyone considering a loan. Reviewed on: 11th January 2024

Helpful, prompt advice and straightforward process

Helpful, prompt advice and straightforward process Reviewed on: 11th January 2024

Very easy to set up sorted without any problems woul...

Very easy to set up sorted without any problems would recommend and use again Reviewed on: 11th January 2024

Why go anywhere else -1st Class in everything they do.

Straightforward and site easy to manage and follow Reviewed on: 11th January 2024

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